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Best Online Payday Loans: Instant Approval

by Oscar Davis • 2020-03-13

Sometimes we need an extra helping hand, and that's absolutely fine. Here are the best payday loans online same day for you.

Whether you run a startup business or need a little extra cash to keep you going for a short amount of time a payday loan can be a great way to achieve this. Nowadays, many online payday loans grant instant approval, removing the lengthy process of confirmation and instead having you on your way with cash in hand the same day.

However, with the growth of the loan industry, it can often be difficult to distinguish which ones are best. Fear not, we've gathered together our best payday loans online say day with instant approval.

What is a payday loan?

However, before we dive into the best payday loans online same day, first let's discuss exactly what a payday loan is.

A payday loan is essentially a short-term borrowing where the lender determines the high-interest credit based on the borrower's income and credit history. Typically, these payday loans are a portion of the borrower's paycheck, making them relatively easy and affordable to payback. These types of loans are also called cash advance loans or check advance loans.

Best online payday loans instant approval

Okay, now that we're all caught up let's discuss some of the best payday loans online same day.


Swiftmoney allows up to $3,500 to be borrowed over a twelve-month period with an instant decision and no obligation loan offer. The representative APR is 91%, this is typically the regular APR you will find on payday loans.


24Cashtoday is another best payday loan available with instant same day approval. The application process only takes a few minutes to complete and will only require very basic personal information. The site will then do a quick check to determine whether or not you are approved, then you will receive a notification with the result.


CashNetUSA matches over 1,000 + customers to a loan every single day, with cash sent in as little as fifteen-minutes to those who are approved. Receiving a quote from OceanFinance is free and will not affect your credit rating, apply online with their three-minute application form to see whether you're eligible for an instant payday loan from a highly reputable service.

The bottom line

A payday loan is essentially a top-up of money to help you reach your next payday. The amount you payback and the amount you can take out are dependent on your current earnings as well as your credit history.

However, the best payday loans online same day are endless. We've just listed three of our favourites which take marginal time to fill-out and which have great customer reviews with money sent the same day, sometimes in as little as fifteen-minutes as with OceanFinance.

Whenever you're applying for best payday loans online same day be sure to read the terms and conditions, it's important to know exactly what financial situation you're signing up to.

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